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The Personal Loan Process
While we accept loan requests from people with any credit score there are some simple requirements you need to meet to qualify for a loan. Before making a request for a loan, ensure you meet the following specific criteria:

Age, ID, and residency status – you need to be 18 or older in order to be eligible to have a personal loan granted. You should also be a legal citizen of the US or hold permanent residency and have a valid Social Security number.

Income - in order to ensure you have the ability to repay a loan, you must have employment, be self-employed, or receive regular Social Security or disability benefits.