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The Personal Loan Process
While we accept loan requests from people with any credit score there are some simple requirements you need to meet to qualify for a loan. Before making a request for a loan, ensure you meet the following specific criteria:
Age, ID, and residency status – you need to be 18 or older in order to be eligible to have a personal loan granted. You should also be a legal citizen of the US or hold permanent residency and have a valid Social Security number.
Income - in order to ensure you have the ability to repay a loan, you must have employment, be self-employed, or receive regular Social Security or disability benefits.
Age, ID, and residency status – you need to be 18 or older in order to be eligible to have a personal loan granted. You should also be a legal citizen of the US or hold permanent residency and have a valid Social Security number.
Income - in order to ensure you have the ability to repay a loan, you must have employment, be self-employed, or receive regular Social Security or disability benefits.
FAQ
Who qualifies for a personal loan?
Most loan providers require you to have been employed in your current job for 90 days minimum. You also need to be 18 years of age and a US citizen or a permanent resident. Your income should be approximately $1,000 per month after tax. You will need to provide a valid email address, and home and work phone numbers.
How much can I borrow?
The amount a lender is ready to give you is determined by how the loan provider views a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many of the lenders in our network loan between $100 and $5,000.
How will I receive the loan money?
Once the loan provider has approved your loan and you agree to accept all of your loan terms, your loan will then be deposited directly into your bank account, the process can be fully completed as soon as the next working day.
If I have bad credit, can I still get a loan?
Personal loans are normally offered to people with a good credit record, although different loan providers have different underwriting policies. A good substitute for those with bad credit may be to seek out a short-term personal loan through a lender in our network.
How long does the process take?
It only takes several minutes to complete our secure form online. As soon as we receive your information, we start searching for an appropriate lender. You may have a response within minutes. Final approval and funds transfer can be completed in as little as 24 to 48 hours.
Our Benefits
Your loan request is fully processed online
You can connect with a lender from anywhere – be it the comfort of home or on the go via your mobile device. This saves you the hassle of running around or waiting in lines to get loan approval.
You can track lenders willing to grant your loan
You can quickly find out if there’s a lender able to fulfill your need for a loan - often within minutes of you submitting all the required information.
Loan providers are constantly ready to receive requests
Our competitive advantage is network of lenders is among the largest for personal loans. We more than 100 individual loan providers waiting to receive requests.
What will you get?
We will find you lender in minutes
Easy and user oriented interface
You’ll get your money in 2 days
Requirements to qualify for a Personal Loan
18 Years of Age
Regular Income
Loan $100-$5,000
U.S Citizen
A Bank Account
Bad Credit OK
Speed & Convenience
The whole process online
See if lender has the loan you need
There are several lenders accepting request now